With International trade increasing exponentially, especially with China, there is an increase in the request for collections against US companies who haven’t paid. But if a creditor is strictly foreign, there is a dilemma in filing a collection action in the creditors’ name directly. It is generally preferable to have the foreign creditor assign the debt to a US assignee for suit. This does not subject the foreign entity to US jurisdiction by filing and mitigates any cross-claims. The assignee might be subject to the same defenses if the assignee took the paper with notice but won’t be at risk on any cross-claims.